Our Bank statement loans will work for you!

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• No tax returns required

• 12 month personal bank statements

• 12 month business bank statements

• Loans up to $3 million

• Credit scores down to 600

• Rates starting in the low 5’s

• Up to 90% LTV on Personal and Business with no MI

• DTI up to 50% considered

• Owner-occupied, 2nd homes and investment properties

• 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu

• Non-warrantable condos considered

• Jumbo loans down to 600 score

• 5/1 ARM or 30-year fixed

• No pre-payment penalty for owner-occ and 2nd homes

• Seller concessions to 6% (2% for investment)

• 2 year self-employed required