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Bank Statement
Loan
Our Bank statement loans will work for you!
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No tax returns required
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12 month personal bank statements
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12 month business bank statements
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Loans up to $3 million
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Credit scores down to 600
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Rates starting in the low 5’s
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Up to 90% LTV on Personal and Business with no MI
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DTI up to 50% considered
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Owner-occupied, 2nd homes and investment properties
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2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
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Non-warrantable condos considered
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Jumbo loans down to 600 score
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5/1 ARM or 30-year fixed
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No pre-payment penalty for owner-occ and 2nd homes
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Seller concessions to 6% (2% for investment)
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2 year self-employed required
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