Bank Statement

Loan

Our Bank statement loans will work for you!

  • No tax returns required

  • 12 month personal bank statements

  • 12 month business bank statements

  • Loans up to $3 million

  • Credit scores down to 600

  • Rates starting in the low 5’s

  • Up to 90% LTV on Personal and Business with no MI

  • DTI up to 50% considered

  • Owner-occupied, 2nd homes and investment properties

  • 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu

  • Non-warrantable condos considered

  • Jumbo loans down to 600 score

  • 5/1 ARM or 30-year fixed

  • No pre-payment penalty for owner-occ and 2nd homes

  • Seller concessions to 6% (2% for investment)

  • 2 year self-employed required