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No Doc Loans
MASTER KEY CAPITAL
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70-75% MAX LTV
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UP TO $5,000,000.00
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NO EMPLOYMENT
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NO INCOME
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GIFT FUNDS OK
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DSCR NO RESTRICTIONS
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FOREIGN NATIONAL ALLOWED
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MIXED USE ALLOWED
A no-documentation home loan is a mortgage that doesn’t require the borrower to provide standard income documentation.
In lieu of pay stubs, W-2 forms and tax returns, lenders may accept bank statements as proof of income. They will also order a property appraisal to check the resale potential of the investment. This type of loan is instead approved on a declaration that confirms the borrower can afford the loan payments. No doc mortgages are commonly given to those whose incomes aren't easily verified.
Extra consumer protections make today’s no-doc loans a viable option for people with nontraditional income or those who have complicated tax returns.
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